Tips4Trade » Money Management

free-ipad

tipsfortrade — Wed, 12 May 2010 18:43:24 +0000

Even though the iPad is competitively priced, wouldn’t it be nice if you someone else pay for your iPad?

We at TIPS4TRADE say YES.

We’re purchasing a brand new iPad 32GB (Wi-Fi Version) for one lucky reader.

Here’s how you can enter to win a free iPad:

Step 1. Tweet the message in quotes (Do not shorten the link):

Just entered to win a 32GB Apple iPad. Just follow @Tips4Trade and retweet. http://www.tips4trade.com/free-ipad.html

Step 2. Follow us on Twitter so we can Direct Message you if you win.

The deadline for your entry to the giveaway is the 9th of Sept 2010.

The Official Rules:
1) You must be 18 or older and live in the 50 states to enter the contest.
2) By entering the giveaway, entrants agree to be bound by the full official rules and agree to release and hold harmless the Giveaway Entities from and against any claim or cause of action arising out of participation in the Giveaway or receipt or use of any prize.
3) If you’re chosen as the winner, you will be notified via Twitter.
4) The winner will receive a brand new 32GB iPad (Non-3G Version) or Paypal cash with the equivalent amount.A We are not responsible for wireless service .
5) Tips4Trade.com is not responsible for taxes, wireless service or contracts, but the winner of the giveaway.
6) The deadline for your entry to the giveaway is the 9th Sept 2010.

We are a judge, you folks know what we like – good luck, we hope you make something very cool and win

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Delivery Call for 3rd May 2010 – Tips4Trade

tipsfortrade — Sun, 02 May 2010 19:00:48 +0000

3rd May 2010 : Buy McDowell (United Spirits Limited) above Rs.1260 for the target of Rs.1285-1305 with Stop Loss : Rs.1236 (Time Frame : Delivery call)

Keep your eyes on the following stocks : ROLTA and CAIRN INDIA are looking great at this level.

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Best 5 stocks for year 2010 – Tips4Trade

tipsfortrade — Sun, 04 Apr 2010 18:24:33 +0000

Hurry up now ! – Win one year free Intraday stock market tips from Tips4Trade to anyone who followed us on Twitter within a 14-day period – Join “Tips4Trade” now on Twitter

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BEST TOP 5 STOCKS FOR YEAR 2010 – KEEP YOUR EYES ON THESE STOCKS.

INFOSYS TECHNOLOGIES    CMP : Rs.2670.45
RELIANCE CAPITAL               CMP : Rs.763.55
BHARTI AIRTEL                       CMP : Rs.302.00
HERO HONDA                            CMP : Rs.1945.25
HDFC                                             CMP : Rs.2782.55

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29th March 2010 : Buy Hindustan Unilever Limited above Rs.239 for the target of 246-250

tipsfortrade — Sun, 28 Mar 2010 18:17:41 +0000

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29th March 2010 : Buy Hindustan Unilever Limited above Rs.239 for the target of 246-250 with Stop Loss : 232 (Short term delivery call)

Keep your eyes on the following stocks : RNRL and Reliance Capital are looking great at this level.

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8th March 2010 – Buy Suzlon above Rs.81

tipsfortrade — Sun, 07 Mar 2010 16:23:07 +0000

8th March 2010 – Buy Suzlon above Rs.81 for Target : Rs.:85 with Stop Loss : Rs.78.5 (Short term delivery call)

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4th March 2010 – Buy JINDAL STEEL above 675

tipsfortrade — Wed, 03 Mar 2010 10:31:23 +0000

4th March 2010 – Buy JINDAL STEEL above 675 for the target of 702-714 with Stop Loss : Rs.642 (Short term delivery call)

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2nd March 2010 – Buy INFOSYS TECHNOLOGIES above 2600

tipsfortrade — Mon, 01 Mar 2010 17:24:24 +0000

Buy INFOSYS TECHNOLOGIES above 2600 for the target of 2632-2635 with Stop Loss : Rs.2581.

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Markets Open Higher Even As Citigroup posts $7.6 billion Q4 loss

tipsfortrade — Tue, 19 Jan 2010 18:39:50 +0000

Markets Open Higher with the Dow rising by 39 points to 10,649 Even As Citigroup Reports Significant Loss, Citigroup Inc has recently posted a USD 7.6 billion fourth-quarter loss due to charges associated with repaying the government funds. Nasdaq gained 17 points to 2305.

The third-largest United States bank said the loss amounted to 33 cents a share, compared with a loss of USD 17.3 billion, or USD 3.40 a share, in the same quarter a year earlier.

Citigroup is the second major United States bank to report fourth-quarter results. JPMorgan Chase & Co posted a quarterly profit of USD 3.3 billion last week, helped by rising fixed-income trading revenue, but suffered deep losses on US mortgage and credit card loans, which disappointed many investors.

Citigroup has been struggling lot to return to profitability in its main lending businesses after posting more than USD 100 billion of their credit losses and writedowns. Although the bank has posted a profit for 2009, USD 6.7 billion came from selling a controlling stake in its Smith Barney business.

Citigroup shares come down drastically more than 50% in year 2009, while the KBW Bank index, a broader measure of banks, fell around 3.6%.

Tips4Trade is getting Highly Popular on Social Networking Websites

tipsfortrade — Sun, 20 Dec 2009 20:17:59 +0000

Tips4Trade – India’s Largest Business Network For Stock Market Research & Technical Analysis is getting highly popular on Social Networking Websites.

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11 Things NOT to Do With Your Money

tipsfortrade — Tue, 27 Oct 2009 17:49:57 +0000

Smart investing is the key to financial happiness. It helps you multiply your money. And it certainly is not as difficult as you think.

If you think you need extra money to start saving, you are wrong! Saving is not about saving extra money. It is about planning your expenses in a manner that lets you save enough money, no matter what you earn, for a safe future.

But handling money is not very easy. So here are 11 tips on what you must not do with your hard earned money.

1. Don’t go on depositing your salary in your savings account

Do you rush to the ATM and withdraw money regularly? Well, you cannot afford to be careless about withdrawals. While a savings bank account helps you meet your regular needs, it is important not to deposit all your earnings in the savings account.

While you must keep a portion of the salary in the savings account, make sure you allocate enough money for regular expenses, as well as additional expenses, that you may need to meet unexpectedly.

Excess money in savings account will always also tempt you to spend more money than you should ideally spend

2. Don’t manage money without a good plan

A golden rule in investing is to have a good financial plan. Do not invest money only on the basis of what your friends or relatives say. You must identify your priorities and set realistic goals.

Calculate your monthly expenses and see how much you can save every month. Make a list of things you can and cannot avoid. Learn to strictly stick to you plans.

3. Don’t invest all your money in the same plan

No matter which investment plan you choose, you must not invest all your money in just one plan or in one bank. You must allocate your resources across various schemes, be it mutual funds, fixed deposits, stocks or small saving schemes.

It is very important to diversify your investment. Remember, interest rates and services charges vary from one bank to the other. Before you invest money in any scheme, call up banks, financial service companies and make sure you get the best deal.

4. Don’t set high savings targets

You must not go overboard on savings. You are the best judge of how much you can save and how much you can spend every month. There is no point in saving all your money and being sad about not having enough for your needs.

If you have a family, you must take care of their needs as well before you start investing. Set a target accordingly. But you should allocate a fixed amount every month. The more you can save, the better.

5. Don’t lose your focus on savings

You may have invested your money across various investment options. Don’t think that your job is over. In fact, you must keep a watch on interest rate changes and market fluctuations.

If it is stocks you have invested in, check out how the companies are performing, read up, be alert. You have to be proactive to the changes and be actively involved to make your money grow.

6. Don’t splurge more just because you got a hike

Most people have a habit of spending more and changing their lifestyle when they get a good hike or bonus. There is no harm in enjoying and have a good time. However, if you would like to save money, you must invest the additional amount to add to your savings.

You must always think about the long-term benefits.

7. Don’t shop for unnecessary items

You must learn not to give in to temptations while on a shopping trip. It is important to make a list of things you would need for the month and stick to the list. While it is good to indulge yourself once in a while, you must always be careful about spending money on impulsive buying.

Many items may look attractive but soon you may end up not using it, thus wasting your money.

8. Don’t go for too many loans at the same time

It is very easy to get a loan nowadays. Loans are available just by sending an SMS. But beware of easy loans! Your may want to own a car, a home or some other luxury, but ideally you must not go for too many loans at the same time.

Buy things one at a time so that you have enough money for yourself and to save and you are not too indebted.

9. Don’t join any scheme without verifying the credentials

There have been several cases of fraud, where innocent investors have been cheated by crooks posing as smart investors or advisors. They may lure you with all kinds of schemes of getting higher returns at the shortest possible time. Always cross-check facts and figures and their credentials before you invest in any plan.

You must also be aware of the fine print. Ask for all the details even it is time consuming. At the end of the day, you must be thoroughly convinced that you have made the right choice.

10. Don’t invest your money in risky plans

While it is important not to keep stacking your money in a savings account, it is not important not to indulge in risky investment plans. You must start saving with smaller amounts and try to save more as you go along.

To start with, you must seek the advice of a good financial planner or choose low-risk plans. Remember, slow and steady wins the race!

11. Don’t forget the dates, plans

Most people are very bad at remembering dates of maturity of their fixed deposits, or savings schemes or dates of paying premium. Make sure you keep a diary of all the saving plans, their maturity dates and remember to either reinvest the money or go ahead with any plan that you have in mind when the plan matures.

All the papers must be safely kept in either a bank locker or any safe place. You must also keep a photocopy of all the important papers incase you lose the original will be useful.